Last updated: July 12, 2025
Welcome to www.caldric.com (the “Site”), operated by Caldric LLC d.b.a. Caldric Capital (“Caldric,” “we,” “our,” “us”). By accessing or using the Site you agree to these Terms of Use (the “Terms”). If you do not agree, please exit the Site immediately.
1 · Informational purpose only — no offer, no advice
- Not an offer – The material on this Site is for general information and educational purposes only. Nothing herein constitutes a solicitation or offer to sell advisory services or to buy or sell any securities or investment products.
- No fiduciary relationship – Use of this Site does not create an adviser-client relationship. Fiduciary obligations arise only after Caldric Capital is fully registered and a client executes a written advisory agreement.
- Regulatory status – Caldric LLC d.b.a. Caldric Capital is a planned investment advisory firm that will seek registration as a Registered Investment Adviser (RIA) with the State of Mississippi. The firm is not yet registered and cannot transact business as an RIA until such registration is approved.
2 · Forward-looking statements
Certain statements on the Site may constitute “forward-looking” information that involves risks and uncertainties. These statements reflect our beliefs and expectations regarding future events but are not guarantees of future performance. Actual results may differ materially, and Caldric undertakes no obligation to update such statements.
3 · Intellectual property
- Copyright – All content is © 2025 Caldric LLC unless otherwise noted.
- Trademarks – “Caldric,” “Caldric Core,” "Caldric Capital," and related marks are trademarks of Caldric LLC.
- License – You may view, download, or print Site content for personal, non-commercial use only.
4 · User conduct
You agree not to misuse the Site, introduce malware, scrape data, or attempt unauthorized access. We may suspend or terminate access for violations.
5 · Third-party content & links
The Site may link to external sites; Caldric Capital is not responsible for their content or privacy practices. Analytics scripts (GA4, PostHog) and Cloudflare Turnstile are loaded from third-party domains; their terms apply in addition to ours.
6 · Disclaimer of warranties
The Site is provided “as is” and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be error-free, uninterrupted, or free of viruses or other harmful components.
7 · Limitation of liability
To the fullest extent permitted by law, Caldric Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site. In no event will our aggregate liability exceed US $100.
8 · Indemnification
You agree to indemnify and hold harmless Caldric Capital, its founder, and its future employees from any claims, damages, or expenses arising out of your misuse of the Site or breach of these Terms.
9 · Governing law & dispute resolution
These Terms are governed by Mississippi law, without regard to its conflict of law provisions. Any dispute will be resolved by binding arbitration in Hattiesburg, MS under the AAA Commercial Rules.
10 · Changes to the Terms
We may revise these Terms at any time; continued use of the Site constitutes acceptance of the changes. The “Last updated” date at the top indicates the effective date.
11 · Contact
Questions about these Terms? E-mail [email protected].
12 · Performance & risk disclaimer
This website does not contain or allude to any investment performance. Any discussion of investment strategies is purely philosophical and for educational purposes. All investments involve risk, including the possible loss of principal. Past performance is not a guarantee of future results.
13 · No tax or legal advice
The materials on this Site are provided for general, educational purposes only and do not constitute tax, accounting, or legal advice. Viewing or using the Site does not create an attorney-client, CPA-client, or investment adviser relationship.
IRS Circular 230 Notice: Any U.S. federal tax information on this Site is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending any transaction to another party.
14 · Electronic communications
- E-mail and other Internet transmissions may be insecure; do not send confidential information to us via unencrypted channels.
- Caldric is not obligated to act on instructions received via electronic means unless and until we acknowledge receipt.
- We may monitor or retain copies of any electronic communications with you as permitted by law and regulation.
15 · Severability
If any provision of these Terms is held invalid or unenforceable in any jurisdiction, such provision will be reformed only to the extent necessary to make it enforceable, and the remaining provisions will remain in full force and effect.