Caldric Capital manages portfolios of $500,000 and up. Written rules adjust how much risk your portfolio takes as growth, inflation and market trends change. Focused financial planning is included, and you work directly with Joshua Aust.
Joshua AustFounder, CCO and Investment Adviser Representative
Clients in Mississippi and other states where registration, notice filing or an exemption allows.
Illustrative only, not a current reading.
Your data-gathering meeting places your money in Preservation, Core or Growth. That lane sets the level of risk your portfolio targets, including how deep a decline it is built to allow, and it only changes when your situation does.
Each day, current economic conditions are classified from the prior day's market data. Rising growth calls for a growth-oriented mix, falling growth for a defensive one.
Each holding needs a healthy price trend. When a trend breaks, that position is reduced or removed and the money moves to short-term Treasuries until the evidence improves.
Your portfolio
Target asset-class exposures by lane and economy.
“I searched for an independent, fee-only adviser running the kind of systematic, research-driven process I wanted for my own capital. I couldn’t find one, so I built it.”
Every later decision is measured against it.
Preservation, Core or Growth. It stays your risk budget until your facts change.
Cash to keep on hand, how accounts move in, and what to confirm with your CPA or attorney.
Day-to-day signals can change holdings inside your lane, never the lane itself.
Portfolio management
Your accounts at Schwab, managed by written rules that adjust risk as conditions change.
Focused financial planning
Your Portfolio Design Record, built from our data-gathering meeting and revisited at least once a year.
An adviser you can call
You talk with Joshua, the person making the decisions, from the first call through every review.