Systematic
Tactical Allocation
for Private Investors
Stop guessing with buy-and-hold. We employ systematic macro regime identification to seek downside mitigation and growth participation, recognizing this approach can underperform traditional strategies during prolonged bull markets. All investing involves risk, including the possible loss of principal.Exclusive access for accounts $500k+.
* Upon registration (planned Q1 2026)
Traditional Portfolio Management Faces New Challenges
If you've lived through 2008 or 2020, you know "just stay the course" isn't a strategy—it's a hope. Traditional 60/40 portfolios are failing to adapt to a new era of inflation and volatility.
"A 30-40% drawdown doesn't just hurt returns—it forces difficult decisions at the worst possible time."
Static 60/40 Faces New Realities
Bonds no longer provide the safety hedge they once did. In inflationary regimes, stocks and bonds can fall together.
"Time in the Market" Fallacy
Recovering from a 50% loss requires a 100% gain. That can take a decade of your retirement.
A Dual-Lens Framework:
Top-Down Macro, Bottom-Up Precision
We don't just guess where the economy is going. We use a 5-step systematic process to align portfolio positioning with economic reality, utilizing both macro regime identification and quantitative trend validation.
Global Macro Nowcasting
We track high-frequency economic data to 'nowcast' the current environment, identifying which of the four economic regimes we are in.
Top-Down Target Allocation
We determine which asset classes (Stocks, Bonds, Commodities, or Cash) statistically offer the best reward-for-risk profile in the current regime.
Bottom-Up Trend Validation
We apply quantitative filters to verify the trend. If macro says 'buy' but price says 'sell,' risk management rules override the thesis.
Volatility-Adjusted Sizing
We size positions based on behavior: Full Position (high conviction), Half Position (neutral), or Zero Exposure (bearish).
Systematic Execution
We execute when signals align. If data changes, positioning changes. A dynamic, responsive portfolio rather than a static one.
Built on Institutional Research Frameworks
Our approach uses systematic quantitative frameworks for tactical asset allocation. We analyze macro economic regimes, inflation trends, monetary policy, and market valuations to make rules-based portfolio decisions. Designed for investors with $500K+ in assets.
How We Compare
Not all investment approaches are the same. See how Caldric Capital's approach differs from traditional alternatives for sophisticated investors.
| Feature | Traditional Advisors | Robo-Advisors | Caldric Capital |
|---|---|---|---|
| Approach | Buy-and-hold | Algorithm rebalancing | Tactical regime-based |
| Research | Diversified long-term allocation | Modern portfolio theory | Macro regime frameworks |
| Sizing Methodology | Static Weights (e.g., 60/40) | Drift-based Rebalancing | Volatility-Adjusted (Full/Half/Zero) |
| Track Record | Decades of data | Established performance history | No performance history |
| Bull Market Risk | Full participation | Consistent allocation | May lag during prolonged rallies |
| Communication | Quarterly statements | Automated dashboards | Monthly macro commentary |
Approach
Research
Track Record
Important: These comparisons describe differences in process, not guaranteed outcomes. Tactical approaches, including ours, can underperform traditional and robo-advisor strategies over extended periods and may experience substantial drawdowns. Caldric Capital has no track record.
Comparisons are illustrative and based on general industry practices. Caldric Capital is not yet registered to provide investment advice.
Is This Approach Right for You?
Our systematic tactical allocation approach isn't for everyone.
You're a Good Fit If...
- You have $500K+ in investable assets
- You've lived through market crashes and want downside protection
- You value systematic processes over 'trust me' relationships
- You want to understand the rationale behind portfolio changes
- You're skeptical that 'stay the course' is the only answer
You're NOT a Good Fit If...
- You believe markets are perfectly efficient and can't be navigated
- You prefer hands-off set-it-and-forget-it investing
- You need guarantees or promises about returns
- You're comfortable with 30-40% drawdowns
- You want comprehensive financial planning (we focus on investment management)
Important Risk Disclosure: Tactical allocation strategies do not guarantee profit or protection against loss. All investments are subject to market risk, including the possible loss of principal.
Built on Systems,
Not Speculation.
Josh founded Caldric Capital to bring systematic tactical asset allocation to Mississippi families who deserve better than generic portfolios.
"Too many investors are told to 'stay the course' when markets turn. I'm building this firm because systematic risk management is a viable, disciplined alternative to passive acceptance of volatility."
Frequently Asked Questions
Common questions about our systematic tactical allocation approach and how we approach capital preservation and risk management.
What is tactical asset allocation?
It's a dynamic approach that adjusts your portfolio based on changing market conditions. Unlike "buy-and-hold" which stays static, we systematically shift between offensive (growth) and defensive (preservation) positioning based on economic regimes.
How is this different from robo-advisors?
Robo-advisors typically use static rebalancing to maintain a fixed allocation. We actively manage risk by adapting to the economic cycle. Think of robo-advisors as cruise control, while we provide adaptive navigation that adjusts to the road conditions ahead.
What is "regime identification"?
It's our process of determining the current economic environment (e.g., Inflation vs. Deflation, Growth vs. Slowdown). Different assets perform best in different regimes. By identifying the regime, we position your portfolio to capture upside or protect capital accordingly.
Are you a fiduciary?
Yes. Once registered, we will operate under a strict fiduciary standard, legally obligated to act in your best interests at all times. We are fee-only, meaning we don't accept commissions or hidden incentives.
Get the Macro Regime Briefing
Monthly commentary on growth, inflation, and market regimes. Available to anyone; advisory services will be limited to clients in states where we are properly registered or exempt.By joining, you acknowledge Caldric Capital is not yet registered and cannot provide advice.
Monthly regime insights + allocation stance.
First allocation windows for qualified accounts.
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